How much do you know about your wedding photographer? The better question is: Are they legal?
By legal I mean do they have a business license, tax ID number, FEIN, business registration, LLC/SP/ or INC?
You may be flooded by photographers online, mostly Facebook, that are offering services for family portraits, and this is fine. Facebook is a great place to find clients and for clients to find their photographers.
But you need to find out more. If you are paying someone for a service, even photography (yes, it is regulated by taxes) they must charge and pay sales tax to the State of Florida, the IRS, and must have a business registered. Seeing many of them out there I wonder about this. Most, if not a majority of them run the business from the home, I do, and I know many of them are not registered with the state, sadly. I checked on a few.
This can be a dangerous rod to travel because if they are collecting payments, they must collect tax, and pay tax to the D.O.R.
I can say with ease, that I have all of these things. I am running a 100% legal business because it is the right thing to do. Most photographers that get a camera and decide to jump into this business do not think about all of this.
When hiring a photographer you should ask for a few things (not necessary, but good things to know)
Ask them if they are registered with a tax ID number. You can even ask to see their tax certificate as well as insurance.
Just something to think about.